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Is Physical Therapy Covered in My Economic Damages After a Motor Vehicle Accident in Arizona?

The aftermath of an accident can be just as traumatic as the actual incident. They can result in severe injuries that will require extensive medical treatment and rehabilitation. As a result of these injuries, physical therapy is often a crucial component of recovery for accident victims. Fortunately, in Arizona physical therapy expenses, along with other medical expenses, may be covered in economic damages after a motor vehicle accident. By understanding their rights and seeking legal assistance, accident victims can confidently navigate the claims process, ensuring they receive the compensation they deserve for their physical therapy costs and other economic damages.

With over 70 years of combined experience, our Feller & Wendt dedicated personal injury attorneys are committed to advocating for our rights and securing the compensation you deserve. With our extensive experience in personal injury law and commitment to client advocacy, Feller & Wendt will work tirelessly to help accident survivors obtain the compensation they deserve. Contact Feller & Wendt today to schedule a consultation and take the first step toward securing the rehabilitation services and financial support needed for your recovery journey.

Understanding Physical Therapy Coverage in Motor Vehicle Accidents

After a motor vehicle accident, victims often face various challenges, including physical injuries that require various medical treatments and rehabilitation. Physical therapy is a crucial aspect of recovery for many accident survivors, helping them to regain mobility, strength, and function. However, the process of determining whether physical therapy is covered in economic damages can be complicated when you’re not entirely familiar with Arizona personal injury law.

What Are Economic Damages?

Economic damages, also known as special damages, are quantifiable monetary losses incurred by accident victims as a direct result of the incident. These damages typically include medical expenses, lost wages, property damages, and other out-of-pocket costs associated with the accident. In Arizona, economic damages aim to compensate victims for the financial impact of their injuries and facilitate their recovery process.

Medical expenses, including the cost of physical therapy, fall under the scope of economic damages. Therefore, accident victims can seek compensation for physical therapy sessions required to treat their injuries sustained in the motor vehicle accident. Having physical therapy covered in a personal injury claim is essential for many survivors. Many accident injuries, including whiplash, back injuries, and soft tissue damage, require extensive and repetitive physical therapy appointments, 

Coverage Considerations for Physical Therapy

The coverage for physical therapy sessions after a car accident may depend on the insurance policies involved. If you have personal injury protection (PIP) coverage or medical payments (MedPay) coverage as part of your auto insurance policy, these coverages may help pay for physical therapy expenses, regardless of fault in the accident. Additionally, if the at-fault driver has liability insurance, their insurance policy may cover the cost of physical therapy as part of your economic damages claim.

To obtain coverage for physical therapy, it’s essential to demonstrate medical necessity. This means providing documentation from healthcare provides, such as doctors and physical therapists, verifying that physical therapy is necessary for treating your accident-related injuries and facilitating your recover. Insurance companies typically require evidence of medical necessity to approve coverage. 

Seeking a Skilled Attorney

Dealing with insurance companies and navigating the claim process can be challenging and overwhelming, especially while recovering from injuries sustained in the accident. Seeking legal assistance from an experienced personal injury attorney can help accident victims understand their rights, negotiate with insurance companies, and pursue maximum compensation for their economic and non-economic damages. 

Contact Our Experienced Personal Injury Lawyer Today

Understanding coverage for physical therapy expenses after a car accident is crucial for ensuring comprehensive recovery and maximizing compensation. Documenting injuries, treatments, and expenses and seeking guidance from experienced personal injury attorneys like Feller & Wendt can help you confidently navigate the claim process.

At Feller & Wendt, we’re dedicated to helping accident survivors secure the compensation they deserve for their physical therapy expenses and other losses incurred in car accidents. Our team of skilled attorneys has the knowledge and experience to guide you through the legal process, negotiate with insurance companies, and fight for your rights. Contact Feller & Wendt today by completing our contact form or calling (801) 499-5060.

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